Retail Check Services


JPEG_CHECK SERVICES_2AmCard Payments offers risk-free electronic check processing that makes accepting checks as easy as accepting credit cards. Paper checks are scanned at point-of-sale (POS) and then converted into digital images that are processed electronically through our reliable, secure network. Our proprietary web-based software system also allows you to process ACH (Automated Clearing House) transactions online anytime. As with credit cards, you can initiate immediate payments or set up recurring billing cycles that automatically debit the customer’s bank account on specified dates.AmCard Payments check processing benefits include:

• Guaranteed Risk-Free Paper Checks
• Guaranteed Electronic Check Conversion
• Reduced Risk of Fraudulent Checks
• 24/7 Web-Based ACH Processing
• Cost Savings of Over 50% on Check Processing Costs
• Ideal solutions for Internet Merchants

AmCard Payments Electronic Check Transfer (ECT) program combines the benefits of paper checks with the speed, ease and safety of electronic processing. It’s just like accepting a credit card or debit card at the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from the customer’s bank account to the business’s bank account. Our check acceptance process eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank.


Our Check Guarantee service provides for simplicity and security at the point-of-sale by simply entering the customer’s information into the point-of-sale terminal or cash register. In less than a few seconds, our system authorizes the check from its database of millions of records, accessing both local and national negative files of unpaid checks.Our Check Guarantee service allows merchants to strike a balance between managing risk and providing service.

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