eCommerce Virtual Terminal

A Virtual Terminal is an excellent tool that makes accepting payments as simple as logging into an email account. A merchant can process payments from any computer by manually entering a customer’s credit card or check (link to eChecks) information. All that’s needed is an internet connection and an account, even if it is on your mobile phone (link to mobile solutions). Login to PaymentXP™, AmCard Payments’ proprietary gateway, to charge cards, accept checks, provide customer refunds, create individual customer profiles, or check the status of a transaction.

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Since all that is required to begin processing payments is a form of personal computer and access to the internet, this method of accepting various forms of payments is popular among merchants that need to remotely accept payments outside of a website (or eStore) where consumers enter their own payment information. Specifically, merchants who conduct business via phone, fax, and mail orders (MOTO), or merchants who require wireless transaction via mobile devices, can benefit from enabling a Virtual Terminal for their credit card transaction needs.

A Virtual Terminal is an excellent tool that makes accepting payments as simple as logging into an email account. A merchant can process payments from any computer by manually entering a customer’s credit card or check (link to eChecks) information.

The benefits of the PaymentXP™ Virtual Terminal:

• All transaction types supported, including authorization only, authorization with capture, void, and credit
• All credit card types supported and check processing
• Payment is deposited into merchant’s bank account daily (your funds are transferred to your bank account same day)
• Accept credit card payments via website, phone, or recurring billing
• Optional USB card swiper for maximum speed and efficiency and convert any PC into a swiping, card present machine.
• Capture custom data for record keeping and customer service
• Comprehensive transaction and settlement reporting
• Address Verification Service (AVS) and CVV (security code)
• Full Data Backup and 24/7 Security Monitoring System
• Identify expiring credit cards
• Real-time reports
• 24/7 HelpDesk and Call Center for Support Services
• Enter credit card transactions manually on a screen to process faxed, telephone, mail in, or online orders, or utilize the terminal as a backup to conventional POS.
• Review the days current entries, previously entered items, batch reports, etc.
• Review all types of reporting data like daily deposits, historical, transaction fees, etc.
• Set up customers on recurring billing
• Process refunds
• Review customer charge back history
• Transact with confidence that data, and customer information, is secure utilizing the highest levels of protocols and encryption techniques available in the industry.

In addition to this inexpensive processing alternative, a merchant can easily convert any PC or mobile device to a “card present” or “swiping” option. This is achieved by utilizing a card swiper plug in that attaches to any USB port. The “swipe” automatically uploads the customer’s name, card number, expiration date, and card type into the Virtual Terminal order form.

Our Virtual Terminal Solution is able to perform almost all of the same functions as most POS terminals. Many merchants have been able to reduce their costs and boost their profits by eliminating equipment costs and increasing the speed with which they receive their money.

In addition, the PaymentXP™ virtual terminal is coupled with our unparalleled security software FraudXP™ (link to security), guaranteeing worry free transactions and the safest customer vault in the industry. We also provide 24/7/365 customer service so you’re never unable to accept a transaction in this around-the-clock marketplace. Speak to an AmCard Representative today or Contact us.

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