High Risk Merchant Account


Use These Six Fundamentals When Selecting a Merchant Services Provider

The term “high risk” is used generally to describe the transaction process where certain variables are present as follows:

1. Potential for chance of charge backs inherent in certain business models
2. Extended payment terms (time) and/or;
3. Banking level dissatisfaction with certain products or services and/or;
4. Undesirable public relations consequences associated with certain businesses
5. The acceptance of financial liability inherent in certain products and services
6. Card-not-present transaction base.

Since “high risk” is such a general term, and we frequently are introduced to merchants that have previously been designated by this term, we strongly suggest that our specialists conduct an analysis of your business to determine the risk level.

Fundamental #1: Low Interchange Rates and Transaction Fees

AmCard Payments guarantees the most competitive rates and fees possible within the high risk processing category, offering the lowest per transaction costs available. In order to accomplish this, AmCard Payments has developed personnel and proprietary software based risk aversion tools developed to mitigate various levels of risk. Since rates and fees are directly related to risk factors, these proprietary developments serve to lower overall risk thereby lowering overall costs for our customer base.

Fundamental #2: Security and PCI Compliance

Security and PCI Compliance are tantamount to the success of any elevated risk processing platform. Without these critical components of the transaction process, a merchant risks a breakdown of the consumer / merchant relationship thereby jeopardizing crucial development of the repeatable consumer base. As payments arrive from every corner of the globe, authentication and privacy must be fast and secure with the most advanced proprietary tools scanning real-time to detect and repel fraudulent activity before it has time to affect a transaction. The in-house IT department of AmCard Payments is investigating, researching, and ultimately implementing the most advanced security measures available so our merchant base can get lower overall transaction costs.

Fundamental #3: 24 Hour Customer Service and Support

A critical element of any business is that it must function seamlessly around the clock, especially when online transactions make up a large percentage of overall sales. AmCard Payments recognizes this fundamental requirement, and this is why our customer service functions never shut down. Whether it’s a live chat online, speaking by telephone, or face-to-face communication, AmCard Payments is available to its client base 24/7/365 for any inquiry, question, or issue. With a 98.7% first call resolution and satisfaction rate, our customer service transcends the traditional in every way.

Fundamental #4: Transparency in Billing

AmCard Payments understands that billing transparency is a key element to any business operating in an environment where a diverse mix of merchant customers exist. Eliminating the guess work associated with incorporating a merchant statement into an accounting system is a company wide mandate, and something we take very seriously. We recognize how an unclear, or overly complicated statement, not only causes unwarranted confusion, it adds precious man hours to keeping your business in order from an accounting perspective, thereby decreasing overall business productivity. Our goal is to improve productivity, and our proprietary data reporting process has been designed from top to bottom to accomplish this.

Fundamental #5: Increasing Productivity Through Proprietary Software Platforms

AmCard Payments supports its own in house and vertically integrated IT and software writing staff thereby eliminating the need for outside sourcing of these critical functions. This creates a productivity and cost advantage for our customer base since we have the innate ability to customize our software platforms to meet the unique requirements of any particular customer. Whether it is data reporting, payment gateways, or custom transaction reporting, we have the internal capability to exceed even the most demanding needs of our customer base. Our proprietary software is, hands down, THE gold standard in the high risk payment processing industry, and our software competitive advantage seamlessly translates into a competitive and productivity advantage for our high risk customer base.

Fundamental #6: Real Time Online Reporting

Real time data reporting is a critical component to any business. AmCard Payments recognizes that traditional means of data reporting through statements does not present the tools required to effectively operate a business. Not only does AmCard Payments offer real time transaction reporting via our online Client Portals, we have the ability to partner on real time data collection to evaluate growth strategies, new product launches, marketing approach comparisons for same product sales, location comparisons, TV, radio, and other advertising real time volume comparisons, etc. AmCard Payments understands that access to a deeper level of data reporting can be crucial to growth strategies of our customer base. Whether it’s consumer tendencies or market forecasts, we provide qualified information about online business and sales patterns so strategies and concepts can be refined in order to realize higher merchant profit margins.

For more information concerning the high risk merchant services product category, please access the tool bar to the left of this page.

If you wish to apply for an Merchant Services Account, or would like to contact AmCard Payments CLICK HERE

kamagra generico