Terminated Merchant Account File (TMF) – MATCH List

MATCH and Terminated Merchant File (TMF):

“Member Alert to Control High Risk Merchants” (otherwise referred to as “MATCH”) is a listing service subscribed to by Merchant Service Providers to alert them when an existing merchant account is not in good standing. A Merchant can be placed on the MATCH List for various offenses determined to be detrimental to a Merchant Account Provider’s future Risk Matrix (see “Code with Reason” below) . Put simply, once a Merchant is “blacklisted,” and this “blacklisting” becomes public knowledge, it becomes difficult to acquire another Merchant Account from another Merchant Account Provider.

AmCard Payments specializes in placing Merchant Accounts that have been terminated and/or placed on the MATCH List. Please reference our Contact Page to learn more about how we can help secure a Merchant Account to begin processing again quickly and efficiently. Our goal will be to provide a detailed plan to approve a Merchant Account as quickly as possible, and to offer advice aimed at removing your firm from the MATCH List. We understand the inability to process credit cards is a serious (and many times debilitating) situation that requires quick and decisive action.

Code with Reason for MATCH listing or Terminated Merchant File (TMF):

Account Data Compromise

  • The Merchant unknowingly or unintentionally facilitated, by any means, the unauthorized disclosure or use of account information.

Common Point of Purchase (CPP)

  • The Merchant knowingly caused or facilitated, by any means, the unauthorized disclosure or use of account information.

Laundering

  • The Merchant was engaged in laundering activity. Laundering means that a Merchant presented to its Acquirer Transaction records that were not valid Transactions for sales of goods or services between that Merchant and a bona fide Cardholder.

Excessive Chargebacks

  • With respect to a Merchant reported by a MasterCard Acquirer, the Merchant’s chargebacks in any single month exceeded 1% of its MasterCard sales Transactions in that month, and those chargebacks totaled USD 5,000 or more. With respect to a merchant reported by an American Express acquirer (ICA numbers 102 through 125), the merchant exceeded the chargeback thresholds of American Express, as determined by American Express.

Excessive Fraud

  • The Merchant effected fraudulent Transactions of any type (counterfeit or otherwise) meeting or exceeding the following minimum reporting Standard: the Merchant’s fraud-to-sales dollar volume ratio was 8% or greater in a calendar month, and the Merchant effected 10 or more fraudulent Transactions totaling USD 5,000 or more in that calendar month.

Fraud Conviction

  • There was a criminal fraud conviction of a principal owner or partner of the Merchant.

Bankruptcy/Liquidation/Insolvency

  • The Merchant was unable or is likely to become unable to discharge its financial obligations.

Violation of Standards

  • With respect to a Merchant reported by a MasterCard Acquirer, the Merchant was in violation of one or more Standards that describe procedures to be employed by the Merchant in Transactions in which Cards are used, including, by way of example and not limitation, the Standards for honoring all Cards, displaying the Marks, charges to Cardholders, minimum/maximum Transaction amount restrictions, and prohibited Transactions set forth in Chapter 5 of the MasterCard Rules manual. With respect to a merchant reported by an American Express acquirer (ICA numbers 102 through 125), the merchant was in violation of one or more American Express bylaws, rules, operating regulations, and policies that set forth procedures to be employed by the merchant in transactions in which American Express cards are used.

Merchant Collusion

  • The Merchant participated in fraudulent collusive activity.

PCI Data Security Standard Noncompliance

  • The Merchant failed to comply with Payment Card Industry (PCI) Data Security Standard requirements.

Illegal Transactions

  • The Merchant was engaged in illegal Transactions.

Identity Theft

  • The Acquirer has determined that the identity of the listed Merchant or its principal owner(s) was unlawfully assumed for the purpose of unlawfully entering into a Merchant Agreement.

Contact us

Please complete the short form
below and we will get back to you asap.

Company Name:

Your Full Name:

Your Email:

Business Phone 10-digits (required):

Website:

Please Fill All Fields Below

Monthly Processing $ Volume:

Average Transaction $ Amount:

High Single Transaction $ Amount:

Do You Currently Accept Credit Cards:
 Yes No

Owner's Credit Score?:

Desired Processing Method:

Please describe what you sell and include
any questions?


  Agree to our Privacy Policy and Commitment
to User Confidentiality Privacy Terms

kamagra online